Effective Date: March 31, 2026
Last Updated: March 31, 2026
Welcome to J2 Group-Fed LLC. These Terms and Conditions ("Terms") govern your use of our website and services. By accessing or using our website, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use our services.
You may use our website for lawful purposes only. You agree not to:
All content on this website, including text, graphics, logos, images, and software, is the property of J2 Group-Fed LLC or its content suppliers and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our express written permission.
When you submit a funding application, you represent and warrant that:
Submission of a funding application does not guarantee approval. All funding decisions are made at our sole discretion based on creditworthiness, business financials, and other factors. We reserve the right to decline any application without providing a reason.
If your application is approved, specific terms including interest rates, repayment schedules, fees, and other conditions will be outlined in a separate loan agreement or financing contract. You must review and agree to those terms before funds are disbursed.
By opting in to receive text messages from J2 Group-Fed LLC, you agree to receive recurring marketing and promotional SMS/MMS messages sent using an automated telephone dialing system (ATDS). These messages may include information about our financial products, services, offers, and updates.
Message frequency varies depending on your activity and preferences. You may receive up to 4 messages per month. Message and data rates may apply. Please contact your mobile carrier for details about your specific plan and any charges that may apply.
You may opt out of receiving text messages at any time by replying STOP to any message. After you send "STOP", we will send you a confirmation message and you will no longer receive messages unless you opt in again. For help or support, reply HELP or contact us at ginger@j2group-fed.com.
Consent to receive SMS messages is NOT a condition of purchase or use of our services. You may apply for and receive business funding from J2 Group-Fed LLC without agreeing to receive text messages.
Participating carriers include AT&T, Verizon Wireless, T-Mobile, Sprint, and other major U.S. carriers. Message delivery is subject to your carrier's network availability and may be affected by transmission delays or other factors outside our control.
Your use of our website and services is also governed by our Privacy Policy. By using our services, you consent to the collection, use, and disclosure of your information as described in the Privacy Policy.
Our website may contain links to third-party websites or services. We are not responsible for the content, privacy practices, or terms of service of any third-party sites. You access third-party links at your own risk.
Our website and services are provided "as is" without warranties of any kind, either express or implied. We do not warrant that:
To the fullest extent permitted by law, J2 Group-Fed LLC shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of our website or services, even if we have been advised of the possibility of such damages.
You agree to indemnify, defend, and hold harmless J2 Group-Fed LLC, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising from:
These Terms are governed by and construed in accordance with the laws of the State of Oklahoma, without regard to its conflict of law provisions. Any disputes arising from these Terms or your use of our services shall be resolved in the courts located in Oklahoma City, Oklahoma.
We reserve the right to modify or update these Terms at any time. Changes will be effective immediately upon posting to our website. Your continued use of our website or services after any changes indicates your acceptance of the updated Terms.
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.
If you have any questions or concerns about these Terms & Conditions, please contact us:
J2 Group-Fed LLC
722 N Broadway Ave
Oklahoma City, OK 73102
Email: ginger@j2group-fed.com